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All Banks USSD Codes For Money Transfer And Other Transactions In Nigeria

Below are the USSD codes for money transfer for banks in Nigeria which offer this service: Guaranty Trust Bank (GTB) Guaranty trust bank is one of the leading banks in Nigeria when talking about electronic banking. The USSD code is *737#. The lower limit on money transfer daily is 1,000 naira and the upper limit is 20,000 naira. • For money transfer from your GT bank account to another GT bank account, simply dial *737*1*Amount*Recipient’s GTB Account Number# for instance *737*1*10000*0123456789# • For money transfer from your GT bank account to accounts of other banks simply dial *737*2*Amount*recipient’s Account Number# for instance *737*2*10000*0123456789# Fidelity Bank USSD Code for Money Transfer • The USSD code for fidelity bank is *770# and the upper limit on transfer daily is 20,000 Naira. • For money transfer to any bank account from your fidelity bank’s account, simply dial *770*Recipient’s Account Number*Amount# for example, *770*0123456789*10000#. Follow thereafter the on screen instructions. First Bank USSD Code for Money Transfer First bank has one of the best electronic banking services in Nigeria. • The USSD code for first bank is *894# • To transfer money from your first bank accounts to any other bank account dial *894# and follow the onscreen instructions Wema Bank USSD Code for Money Transfer Compared to other banks, Wema bank is quite new to USSD banking nonetheless, they offer a good service. The USSD code for wema bank is *945#. • For quick funds transfer from your wema bank account, simply dial *945*beneficiaryaccountnumber#. Then follow the on screen instructions. Skye Bank USSD Code for Money Transfer • The USSD code for Skye bank is *833#. • For transfer from your skye bank account to other banks accounts, simply dial *833# and follow the onscreen command. Sterling Bank USSD Code for Money Transfer • The USSD code for Sterling bank is *822#. • For transfer from your sterling bank account to other bank accounts, simply dial *822# and follow the onscreen command. • Sterling banks charges a sum of five naira for the service. This will be charged from your mobile line. Diamond Bank USSD Code for Money Transfer Diamond bank is one of the first in Nigeria to introduce this service. The USSD code for diamond bank is *710# • For money transfer from your diamond bank account to other bank accounts, simply dial *710*777*Recipient’s Account Number*Amount*PIN# • For money transfer from Diamond Y’ello account to another Diamond Y’ello account, simply dial *710*710*Account Number*Amount*PIN# Ecobank USSD Code for Money Transfer • The USSD code for Ecobank is *326#. It has features such as instant transfer, airtime purchase and other features. • For money transfer from your Ecobank account to any bank account, simply dial *326# and follow the onscreen command. Zenith Bank USSD Code for Money Transfer • The USSD code for zenith bank is *966#. This enables you to transfer money, open account purchase airtime and so on. • For money transfer from your zenith bank account to any bank account, simply dial *966*Amount*Recipient’s Account Number# and follow the onscreen prompts. First City Monument Bank (FCMB) USSD Code for Money Transfer • The USSD code for FCMB is *389*214#. To get your pin, you have to visit a branch of FCMB or call their customer care line on 01-2798800 • For money transfer or any other transaction after getting your pin simply dial *389*214# and follow the onscreen prompts. Unity Bank USSD Code for Money Transfer • The USSD code for unity bank is *389*215# • To transfer money from your bank account to any other bank account, simply dial *389*215# and follow the onscreen commands. UBA USSD Code for Money Transfer • The USSD code for UBA is *919# • To transfer money from your UBA bank account to any other bank account, s dial *919# and follow the onscreen commands. Union Bank USSD Code for Money Transfer • The USSD code for union banks is *389*032# • To transfer money from your Union bank account to any other bank account, dial *389*032# and follow the onscreen commands. Heritage Bank USSD Code for Money Transfer • The USSD code for heritage bank is *322*030# • To transfer money from your heritage bank account to any other bank account, dial *322*030# and follow the onscreen commands.

All 38 FRSC Traffic Offences & Their Penalties

If caught violating a traffic rule and you wish to avoid court trial, the alternative is to pay the prescribed fine for the particular offence. The offences and their corresponding fines are as listed below: 1. TRAFFIC LIGHT/SIGN VIOLATION Penalty: N2,000 2. ROAD OBSTRUCTION Penalty: N3,000 3. ROUTE VIOLATION Penalty: N5,000 4. DRIVER’S LICENCE VIOLATION Penalty: N10,000 5. DANGEROUS DRIVING Penalty: N50,000 6. SPEED LIMIT VIOLATION Penalty: N3,000 7. VEHICLE LICENCE VIOLATION Penalty: N3,000 8. DRIVING UNDER ALCOHOL OR DRUG INFLUENCE Penalty: N5,000 9. DRIVING WITH WORN-OUT TYRE OR WITHOUT SPARE TYRE Penalty: N3,000 10. DRIVING WITHOUT OR WITH SHATTERED WINDSCREEN Penalty: N3,000 11. OVERLOADING Penalty: N5,000 12. DRIVING WITHOUT SEAT BELT Penalty: N2, 000 13. DRIVING A VEHICLE WITH FORGED DOCUMENTS Penalty: N20,000 14. FAILURE TO REPORT AN ACCIDENT Penalty: N20,000 15. VEHICLE NUMBER PLATE VIOLATION Penalty: N3,000 16. WRONGFUL OVERTAKING Penalty: N3,000 17. ROAD MARKING VIOLATION Penalty: N5,000 18. CAUTION SIGN VIOLATION Penalty: N3,000 19. USE OF PHONE WHILE DRIVING Penalty: N4,000 20. UNAUTHORIZED REMOVAL OF OR TAMPERING WITH ROAD SIGNS Penalty: N5,000 21. DO NOT MOVE VIOLATION Penalty: N2,000 22. INADEQUATE CONSTRUCTION WARNING Penalty: N50,000 23. CONSTRUCTION AREA SPEED LIMIT VIOLATION Penalty: N3,000 24. FAILURE TO MOVE OVER Penalty: N3,000 25. FAILURE TO COVER UNSTABLE MATERIALS Penalty: N5,000 26. ATTEMPTING TO CORRUPT MARSHAL Penalty: N10,000 27. EXCESSIVE SMOKE EMISSION Penalty: N5,000 28. FAILURE TO FIX RED FLAG ON PROJECTED LOAD Penalty: N3,000 29. MEDICAL PERSONNEL OR HOSPITAL REJECTION OF ROAD ACCIDENT VICTIM Penalty: N50,000 30. ASSAULTING MARSHAL ON DUTY Penalty: N10,000 31. OBSTRUCTING MARSHAL ON DUTY Penalty: N2,000 32. CUSTODY FEE Penalty: N200 per day after 24 hours 33. DRIVING WITHOUT SPECIFIED FIRE EXTINGUISHER Penalty: N3,000 34. DRIVING A COMMERCIAL VEHICLE WITHOUT PASSENGER MANIFEST Penalty: N10,000 35. DRIVING A VEHICLE WHILE UNDER 18 YEARS Penalty: N2,000 36. RIDING MOTORCYCLE WITHOUT A CRASH HELMET Penalty: N2,000 37. MECHANICALLY DEFICIENT VEHICLE Penalty: N5,000 38. FAILURE TO INSTALL SPEED LIMITING DEVICE Penalty: N3,000 Note: ALL Fines are paid into the Federal Government Revenue Account in any of the commercial Banks or online using “Remita” platform accessible through www.remita.net. On the remita.net website, select “Pay FG Agency; Select FRSC under MDAs; select “Offences” to pay for fines. Complete the other mandatory fields as applicable. Take the teller / printout to the FRSC office where the booking was made. Have this handy and share with your family and friends. It can help you avoid undue harassment

How To Use The Skye Bank *833* Code For Different Transactions

The Skye Quick Recharge solution offers a stress free means of recharging your phone lines directly from their accounts in Skye Bank. To enjoy the service, dial *833*Amount# on your mobile phone. e.g. To recharge N1,000.00, please dial *833*1000# To access advance banking services, get Skyemobile. A mobile solution which allows you to have access to your account(s) through your mobile phone. It allows you carry out various banking transactions on your account(s) while on the move by enabling you to carry out sundry transactions without visiting the bank. It allows you to have access to the mobile banking service on your phone regardless of the GSM network you use. Requirements for use include personal account with Skye Bank and GSM number registered to your account in Skye Bank. Available services include PIN Change, Intra-bank Transfer (Skye to Skye), Inter-bank Transfer (Skye Bank to other banks), Airtime Recharge (Airtel, Etisalat, Glo, MTN), Bills Payment (Cable TV, Electricity Bills e.t.c) To sign up, two activities are involved namely; - Application Download - Activation 1. SMS – Text “D SKYE” to 20220; this is available for all GSM networks. You will receive a tesxt message which contains a link through which the application can be downloaded. 2. QR Code – By scanning the QR code below, you will redirected to a link through which the application can be downloaded. 3. You can also download the application directly from the applicable mobile store of your smart phone by searching with the keyword "Skyemobile". The supported stores are the Google Play store, Apple iTunes store, Blackberry OS 10 app world and the Windows store.

GTBank *737* Service: How to Use Gtbank Phone Transfer Code without Internet.

Gtbank *737* service is a great innovation from Gtbank and first of its kind in Nigeria. This service allows you to transfer funds from GTB to GTB or GTB to other banks, load airtime/recharge your phone, pay bills, generate one time pin/password (OTP), open a gtbank account on your mobile phone etc. All from the comfort of your home without internet access. You see, Gtbank 737 service is the future of mobile banking. Most people talk about Gtbank *737* money transfer service/codes as if gtb 737 mobile service is limited to that. Here on NaijNaira today, i will walk you through the full features of Gtbank *737* service codes. Mobile banking can be via mobile app or ussd code. Gtbank mobile banking platform combines 737 simple banking and gtbank mobile app. One of the requirements of using gtbank mobile banking app is having gtbank internet banking profile. Below are the full list of GTbank *737* mobile service codes. Everything you Can do With Gtbank *737* Service in 2018. The primary purpose of gtb *737* service was to make it easier to transfer money from GTB to Gtb or Gtb to other Nigerian Banks and airtime top-up. Other features were added as times goes on. Gtbank 737 codes is a form of mobile banking that allow customers with no access to the internet to transfer funds, pay bills, recharge airtime and many more. 1.) How to use Gtbank *737* Money Transfer Service. You can easily transfer funds from your GTbank account to another Gtbank account or to other Nigerian banks like first bank, Access bank, Zenith banks etc from your mobile phone. Gtbank *737* service does not require internet connectivity, the requirements are, • Phone number associated with your Gtbank account. • Gtbank transfer code. • Last four digit of your Gtbank Naira mastercard or 737 pin. a.) To Transfer from your Gtbank Account to Another Gtbank Account. Dial *737*1*Amount*NUBAN Account Number# from the phone number associated with your GTBank account and follow the on-screen prompts. The last 4 digit number on your GTB Naira master card or 737 pin is required to complete the transfer. For example, to transfer 5000 naira to account number 1234567890, dial *737*1*5000*1234567890# and input the last 4 digit on your card when prompt. No service charge. b.) To Transfer from your GTBank Account to Another Bank. Dial *737*2*Amount*NUBAN Account Number# from the phone number associated with your GTBank account and follow the on-screen prompts. For example to transfer 10,000 naira to account number 1230456789, dial *737*2*10000*1230456789#. You will also need the last 4 digit on your naira card. This Gtbank *737* service charge is 52.5 naira. You cannot transfer more than 200,000 naira daily on Gtbank *737* money transfer service. 2.) How to Open Gtbank Account Using Gtbank *737* Mobile Service Code. This is one of the easiest way to open an account with one of the best banks in Nigeria. Though there are little limitations on the account open with this method like maximum deposit per transaction is 50,000 naira and maximum account balance is 300,000 naira. But you can get rid of this limitations by upgrading it, you will need a national ID card for this. This account is actually for those that are yet to own a national ID card and need an account badly. To open an account, dial *737*0# and follow the onscreen prompts. An account number will be created automatically and sent to you via SMS. You can even use your phone number as your account number at GTBank branches, GTExpress outlets. This Gtbank *737* service is totally free ( you don’t need airtime or data). 3.) How to Purchase Airtime & Data using Gtbank *737* service (Self & 3rd Party). You can also use Gtbank code to recharge airtime for yourself, or for friends & family and buy data for yourself. This service works on MTN, Glo, 9mobile and Airtel. There is daily recharge limit of 10,000 naira. • To purchase/top-up airtime for yourself, dial *737*amount# with phone number associated with your GTB account. E.g dial *737*500# to buy N500 airtime. • To top-up airtime for a friend/ third party, dial *737*Amount*Recipient’s number#. E.g dial *737*5000*08063456789# to send 5000 airtime to 08063456789. • To purchase data (self & 3rd party), dial *737*4# on your phone linked to gtb.

How to Transfer with *966# Zenith Bank Money Transfer Code

Zenith bank money transfer code makes it easy to perform any transaction via SMS or USSD right from the comfort of your home or anywhere. Zenith Bank’s instant banking is hassle free for your daily banking and it works on any type of phone; be it Android, IOS, Symbian or Java phones. With Zenith Bank money transfer code various transactions like money transfer, account balance, bills payment, airtime recharge, and email update can be performed on your phone without the internet. With Zenith Bank Instant Banking you can make a maximum transaction of 100, 000 daily from your phone. Airtime purchase limit is pegged at N3, 000 daily What You Need to Know About Zenith Bank Money Transfer Code • The service is open to all Zenith bank account holders. • To use the service, you must have a phone number registered with the bank. • Service is open to MTN, Glo, Etisalat and Airtel subscribers. • The service is available to use 24 hours every day. How to Transfer Money with Zenith Bank Money Transfer Code • To transfer money from your Zenith bank account, dial *966*Amount*Account Number# and follow the on-screen command to complete transaction. For example you want to transfer N20,000 – dial *966*20000*0056738973# • The money is transferred and you receive an SMS informing you your transaction was successful. Zenith Bank Airtime Recharge Code – USSD Banking To recharge your phone with airtime, simply dial *966*Amount*Phone Number# – for example if you want to recharge N2000, dial *966*2000*08035678342# and send. How to Check Zenith Bank Account Balance on Phone To check your account balance, simply dial *966*00# and follow the on-screen command. It’s as simple as that. A lot more can be done with Zenith Bank Money transfer code, just dial *966# to see the wonders! You can also update your BVN, in case you have any BVN issues just dial *966*BVN No# and follow the on-screen command.

Zenith Bank Customer Care Number Line – Zenith Bank Live Chat

If you have enquiries you can either get through to Zenith Bank Customer Care Number lines or use the Zenith Bank Customer Care Live Chat. If you are a Zenith Bank account holder, there are times when you have an issue and need to get it resolved. Zenith Bank customer care number line is available to its customers 24/7 and they have competent agents ready to solve all customer complaints. Problems Solved by Zenith Bank Customer Care Number Lines and Live Chat Information on Zenith Bank products and services. Account balance enquiry Card transaction issues ATM card block request Online banking enquiries Online banking password reset Stop cheque instruction Card PIN re-issue request Dormant account reactivation Account reactivation General Account issues Cheque book request Statement of account request All complaints spanning across all Zenith Bank products and services. Zenith Bank Customer Care Number Lines – 24/7 Availability If you need to speak to Zenith Bank customer care on phone, dial any of the numbers below. Make sure you have enough airtime on your phone if your compliant is going to be long. General Enquiries zenithdirect@zenithbank.com 234-1-2787000, 2927000, 4647000, 0700ZENITHBANK Account Opening For questions about your current/savings/fixed deposit account or all other accounts – customerservice@zenithbank.com 234-1-2783100, 2783078, 2783076, 2783074, 2783080 Internet Banking For questions about your Internet banking account- zenithdirect@zenithbank.com 234-1-2787000, 2788000 Card Services For questions about your Card (MasterCard, Vpay, VisaCard and any other type of card) cardservices@zenithbank.com 234-01- 2781740, 2782273 Hotline: 0700 ZENITHBANK Corporate Internet Banking For questions about our Corporate Internet Banking eproductsupport@zenithbank.com 234-1-2781543, 2782734, 2784056, 2781588, 2781555, 2781568, 2787000 Zenith Registrars Limited For questions about our Corporate Internet Banking enquiry@zenithregistrars.com 234-1-2708930-4 E-Business For questions about our e-products and services ebusiness@zenithbank.com 234-1-2787000, 2927000, 4647000, 0700ZENITHBANK Zenith Insurance Company For questions about our e-products and services info@zenithinsurancecoy.com 234-1-2783411, 2783421, 2701004-5, 4613704 Zenith Bank Nigeria Live Chat – 24/7 Availability If you are the online kind of person then this option is for you. It is actually economical to contact them online instead of making calls to them. If you are on Twitter, direct all complaints to their Twitter handle @ZenithBank. On Facebook, Drop comments on message to Zenith Bank Nigeria Plc Page. WARNING: I’ve seen people dropping complaints and posting their bank details here, this is wrong and we will not be held liable for any scam or deductions that occurs on your accounts by preying scammers. This is just a guide on how to get through to your bank’s Customer Care service. Be warned!!! How has been your experience with Zenith Bank Customer Care Number Lines and Zenith Bank Nigeria Live Chat? Drop comments below.

FRSC OFFENSES AND FINES

S/NO TICK INFRINGEMENT (S) PENALTY 1 LIGHT/SIGN VIOLATION 2,000 2 ROAD OBSTRUCTION 3,000 3 ROUTE VIOLATION 5,000 4 SPEED LIMIT VIOLATION 3,000 5 VEHICLE LICENCE VIOLATION 3,000 6 VEHICLE NUMBER PLATE VIOLATION 3,000 7 DRIVER’S LICENCE VIOLATION 10,000 8 WRONGFUL OVERTAKING 3,000 9 ROAD MARKING VIOLATION 5,000 10 CAUTION SIGN VIOLATION 3,000 11 DANGEROUS DRIVING 50,000 12 DRIVING UNDER ALCOHOL OR DRUG INFLUENCE 5,000 13 OPERATING A VEHICLE WITH FORGED DOCUMENTS 20,000 14 UNAUTHORIZED REMOVAL OF OR TAMPERING WITH ROAD SIGNS 5,000 15 DO NOT MOVE VIOLATION 2,000 16 INADEQUATE CONSTRUCTION WARNING 50,000 17 CONSTRUCTION AREA SPEED LIMIT VIOLATION 3,000 18 FAILURE TO MOVE OVER 3,000 19 FAILURE TO COVER UNSTABLE MATERIALS 5,000 20 OVERLOADING 10,000 21 DRIVING WITH WORN-OUT TYRE OR WITHOUT SPARE TYRE 3,000 22 DRIVING WITHOUT OR WITH SHATTERED WINDSCREEN 2,000 23 FAILURE TO FIX RED FLAG ON PROJECTED LOAD 3,000 24 FAILURE TO REPORT ACCIDENT 20,000 25 MEDICAL PERSONNEL OR HOSPITAL REJECTION OF ROAD ACCIDENT VICTIM 50,000 26 ASSAULTING MARSHAL ON DUTY 10,000 27 OBSTRUCTING MARSHAL ON DUTY 2,000 28 ATTEMPTING TO CORRUPT MARSHAL 10,000 29 CUSTODY FEE 30 DRIVING WITHOUT SPECIFIED FIRE EXTINGUISHER 3,000 31 DRIVING A COMMERCIAL VEHICLE WITHOUT PASSENGER MANIFEST 10,000 32 DRIVING WITHOUT SEAT BELT 2,000 33 USE OF PHONE WHILE DRIVING 4,000 34 DRIVING A VEHICLE WHILE UNDER 18 YEARS 2,000 35 RIDING MOTORCYCLE WITHOUT A CRASH HELMET 2,000 36 EXCESSIVE SMOKE EMISSION 5,000 37 MECHANICALLY DEFICIENT VEHICLE 5,000 38 FAILURE TO INSTALL SPEED LIMITING DEVICE 3,000

Lagos State Fire Service Emergency Contact Details

Other Office Locations 1. Ikeja Address: Beside Ikeja Post Office, Ikeja. LGA: Ikeja Local government. Phone: 08033219746, 08150901971, 08150901972I 2. Agege Adress: Abule Egba Express Road, Opposite Oja-Oba, Agege. LGA: Agbado Oke-Odo Local Government. Phone: 07028338981, 08150902009, 08150902010 3. Isolo Address: Oshodi-Isolo Express Way, Opposite Guardian Newspaper, Isolo. LGA: Oshodi Isolo Local Government. Phone: 07028255641, 08150901982, 08150901983 4. Ikorodu Address: Shagamu Road, Odogunyan,Beside PZ PLC, Ikorodu. LGA: Ikorodu Local Government Phone: 08032220495, 07028338992, 08150901926 5. Epe Address: Ita Marun, Opposite Local Government, Epe. LGA: Epe Local Government. Phone: 07057259914, 08150901934, 08150901935 6. Badagry Address: Topo Ascon Road, Badagry. LGA: Badagry Local Government. Phone: 08033817515, 08150901945, 08150901946 7. Ilupeju Address: Anthony Bus Stop, Beside LSDPC, Ilupeju. LGA: Odi-Olowo Ojuwoye Local Government. Phone: 07028255642, 08150901973, 08150901974 8. Eti-Osa Address: Muri Okunola Street, Outside Eti-Osa Local Government, Iru, Victoria Island. LGA: Eti-Osa Local Government. Phone: 07063393241, 08191109874, 08150901964 9. Ikotun Address: Idimu Ikotun Road, Outside Ikotun-Igando Local Government. LGA: Ikotun/Igando Local Government. Phone: 07063393240, 08191109879, 08150901964 10. Iganmu Address: Bola Ahmed Tinubu Tanker Terminal, Sari-Iganmu. LGA: Apapa Oshodi Local Government. Phone: 07028338984,08067026444,0 8150901924 11. Ojo Address: Ojo Alaba Road, Outside Ojo Local Government, Ojo. LGA: Ojo Local Government. Phone: 07063393242, 08191109877, 08150901928 12. Onikan Address: Onikan Premises, Opposite National Museum, Onikan. LGA: Lagos Island Local Government. Phone: 07090584013, 08150901952, 08150901953

Attend Growth Hack with John Obaro, MD, SystemSpecs (Remita) & Others

DESCRIPTION Growth is something every business owner desires. An entrepreneur hopes for a venture that will grow and expand. Sometimes, the growth may be hampered, largely for lack of proper information and mentoring. It is for this reason and others that the GoDo Growth-Hack Series is born. It is conceptualized to support entrepreneurs looking to scale or corporate executives looking to transit into entrepreneurship - a call every corporate executive would likely have to answer later in life. Who is this for? Emerging entrepreneurs looking to scale Corporate executives looking to transit Anyone ready to invest in knowledge What participants should expect? Growth strategies Dealing with Disruption Problem Solving Session Managing complex relationships Networking Opportunities Facilitator John Obaro, MD, SystemSpecs (Remita), Indigenous Software Giant Kehinde Kamson, CEO, Sweet Sensation Adeoye Abodunrin, Executive Director, XPOS Technologies Atul Khestry, MD, Hoesch Pipe Mills Fee: N90,000 - however, amount payable is N50,000 (discounted through a partner). Thankfully, we got a partner who wishes to stay anonymous but desires to see more enterprises grow for the overall good of the Nation. Pay the sum of N50,000 on or before 25th of September, 2017 to enjoy the discount. For more information, please call 08128200223, 08104274260 or email info@ godo.com.ng Visit https://www.godo.ng/growth-hack1 DATE AND TIME Mon, October 1, 2018 9:00 AM – 4:00 PM WAT 53 Oladipo Bateye Street Off Adekunle Fajuyi Way Ikeja GRA, Lagos 23401

NDLEA DRUG LAWS IN NIGERIA AND ALL YOU MUST KNOW

The international efforts to combat illicit trade in drugs started with the International opium Commission held in Shanghai, China in Febuary 1909. The recommendations of the commission led to the making of the International Opium Convention of 1912. This action, aimed at addressing the growing international use and trade in Opium, particularly in China, great Britain and United States of America, brought to an end decades of inaction to the problem of illicit drugs and laid the foundation for the current international drug control system. This was followed by the first Geneva Conventions of 1931, the convention for the suppression of illicit traffic in Dangerous Drugs of 1936, the single convention on Narcotic Drugs of 1961 and its protocol of 1972, the convention on psychotropic substances of 1971 and the convention against illicit Traffic in Narcotic Drugs and Psychotropic substances of 1988(the Vienna convention). These conventions continued to impose obligations on state parties to fight both the illicit traffic and abuse of narcotic drugs and psychotropic substances by fostering international cooperation and exchange of operational and scientific information on patterns and trends in the international narcotics trade. It is within this framework that Nigeria’s counter narcotics strategy evolved. The drug control strategies of Nigeria were intended to address both her international obligations and local concerns to ensure that the country does not become a drug haven. Thus, at every point in time, the country tried to discharge her international obligations and put in place enforcement structures that could meet the societal needs of the moment. The notable legislation against illicit cultivation, trafficking and abuse of illicit drugs in Nigeria include: 1. The Dangerous Drugs Ordinance of 1935 enacted by British Colonial administration. 2. The Indian Hemp Decree No.19 of 1966 enacted by the Military administration of Major General Aguiyi Ironsi with life imprisonment for illicit trafficking. • The Indian Hemp(Amendment) Decree No.34 of 1975 enacted by the regime of Major General Murtala Mohammed that reduced the term of imprisonment from life to 6 months imprisonment 1. The Indian Hemp(Amendment) Decree, and the Special Tribunal(Miscellaneous Offences) Decree No. 20 of 1984 enacted by the regime of Major General Mohammed Buhari to prescribe death penalty for illicit traffic in narcotics drugs. 2. The Special Tribunal(Miscellaneous Offences) (Amendment) Decree of 1986 that replaced the death penalty with life imprisonment and and the National Drug Law Enforcement Agency Decree NO 48 of 1989 (as amended by Decree No.33 of 1990, Decree No 15 of 1992 and Decree No. 62 of 1999) all of which harmonized as Cap. N30 Laws of the Federation of Nigeria(LFN) 2004 that established the NDLEA, enacted by the regime of General Ibrahim Babangida 3. The Money |Laundering (Miscellaneous Offences) Decree No. 3, 1995 enacted by the regime of General Sani Abacha • The Money Laundering (Prohibition) Act of 2004 enacted by the civilian administration of General Olusegun Obasanjo (Rtd); and • The Money Laundering(prohibition) Act of 2011 enacted by the administration of President Goodluck Ebele Jonathan to repeal the Act of 2004

LIST OF PRIVATE UNIVERSITIES IN NIGERIA – APPROVED BY NUC

1. Babcock University, Ilishan Remo 1999 2. Madonna University, Okija 1999 3. Igbinedion University, Okada 1999 4. Bowen University, Iwo 2001 5. Convenant University, Ota 2002 6. Pan-Atlantic University, Lagos 2002 7. Benson Idahosa University, Benin City 2002 8. American University of Nigeria, Yola 2003 9. Redeemers University, Ede, Osun State 2005 10. Ajayi Crowther University, Oyo 2005 11. Al-Hikmah University, Ilorin 2005 12. Caritas University, Amorji-Nke, Enugu 2005 13. CETEP City University, Lagos 2005 14. Bingham University, Auta-Balefi, Karu, Nasarawa state 2005 15. Al-Qalam University, Katsina 2005 16. Renaisance University, Enugu 2005 17. Bells University of Technology, Ota, Ogun State 2005 18. Leads City University, Ibadan, Oyo State 2005 19. Crawford University, Igbesa, Ogun State 2005 20. Kwararafa University, Wukari (formerly Wukari Jubilee University) 2005 21. Crescent University, Abeokuta 2005 22. Novena University, Ogume, Delta State 2005 23. Universiity of Mkar, Mkar 2005 24. Joseph Ayo Babalola University, Ikeja-Arakeji, Osun State 2006 25. Caleb University, Lagos 2007 26. Fountain University, Osogbo 2007 27. Obong University, Obong Ntak 2007 28. Salem University, Lokoja 2007 29. Tansian University, Umunya, Anambra State 2007 30. Veritas University, Abuja 2007 31. Wesley University of Science & Technology, Ondo 2007 32. Western Delta University, Oghara, Delta State 2007 33. The Achievers University, Owo 2007 34. African University of Science & Technology, Abuja 2007 35. Afe Babalola University, Ado-Ekiti, Ekiti State 2009 36. Godfrey Okoye University, Ugwuoma-Nike, Enugu State 2009 37. Nigerian Turkish Nile University, Abuja 2009 38. Oduduwa University, Ipetumodu, Osun State 2009 39. Paul University, Awka, Anambra State 2009 40. Rhema University, Obeama-Asa, River state 2009 41. Wellspring University, Evbuobanosa, Edo State 2009 42. Adeleke University, Ede, Osun State 2011 43. Baze University, Abuja 2011 44. Landmark University, Omu-Aran, Kwara State 2011 45. Samuel Adegboyega University, Ogwa, Edo State 2011 46. Elizade University, Ilara-Mokin, Ondo State 2012 47. Evangel University, Akaeze, Ebonyi State 2012 48. Gregory University, Uturu, Abia State 2012 49. McPherson University, Seriki Sotayo, Ajebo, Ogun State 2012 50. Southwestern University, Okun Owa, Ogun State 2012 51. Augustine University, Ilara, Lagos state 2015 52. Chrisland University, Owode, Ogun State 2015 53. Christopher University, Mowe, Ogun State 2015 54. Hallmark University, Ijebu, Itele, Ogun State 2015 55. Kings University, Ode Omu, Osun State 2015 56. Michael and Cecilia Ibru University, Owhrode, Delta State 2015 57. Mountain Top University, Ogun State 2015 58. Ritman University, Ikot Ekpene, Akwa Ibom State 2015 59. Summit University, Offa, Kwara State 2015 60. Edwin Clark University, Kiagbodo, Delta state 2015 61. Hezekiah University, Umudi,, Imo State.

ARE YOU STILL FIGHTING WITH ADDICTIONS? HERE'S YOUR BEST REMEDY

*CBD oil helping to break ADDICTIONS...* Kenny's Testimonial 🌿🌿🌿🌿🌿🌿🌿🌿🌿 Brief history ... DIAZEPAM ADDICTION !! This started a long time ago 20 years approx. After leaving the British Army which included Desert Storm at 17 and Northern Ireland at 19 I started to feel extremely anxious and nervous “to say the least” I went to see my doctor who put me on that horrible so called drug DIAZEPAM... The dosage he put me on was 10mg four times daily, which at the time took away the anxious feelings and made me feel “normal” However over the years I became dependent on them and please believe me, if I knew at the time what this drug was a would of NEVER even gave it a second glance !!! Years went by and I was taking them more and more often “Basically an over the counter addict” In 2012 I found a lump and it was testicular cancer ... After my surgery and thank god the “all clear” I started my diazepam detox ... I managed to half my prescription meds in half .... NOT AN EASY TASK !!! Also lost 3 stones in weight through running twice per week ... 14 days ago since I started taking this wonderful life changing oil and and I’m down to one 5mg diazepam per day !!! SOON TO BE ZERO !!! My moods are better My sleep is better My state of negative thoughts are GONE !!! Altogether I feel like a new person and soon to be off all prescription medication !!! CBD oil is the way forward Health Happiness and little bit of wealth is my saying .... I hope this gives people hope and positive good thoughts wherever you are to help them through their day 💙 Love Kenny 🏴󠁧󠁢󠁳󠁣󠁴󠁿

Do you know Anyone suffering Kidney failure or Liver disease silent? The Answer is Here

*Another #In-HouseTestimonial from Nigeria* 🇳🇬* In December of 2017, my husband was diagnosed of a sepsis infection. We went to a private hospital. The doctor gave him oral antibiotics and that was all. 2 weeks later, he was back in General Hospital Epe, for 'Malaria'...if only we knew!! In 4 days, his pcv went from 43% to 21%, that was when the doctors decided to transfer him to LASUTH Ikeja. When we got to Lasuth, he was diagnosed with multiple organ failure as a result of untreated sepsis. His liver, kidneys, lungs had failed. Acute failure. He was derilous. He had started forgetting faces and names. We spent 7 weeks in the hospital. 9 sessions of dialysis. No improvement on his kidney function until the 7th session. He insisted he wanted to leave the Hospital after 2 months. When we were leaving, the nephrologist told us to go and find cbd oil. That it was a new revolution in medicine, and he thinks it could help. I couldn't find at pharmacies. Fortunately, one day, while on social Media, I saw an ad on Facebook. I reached out and I started my personal research into the benefits of cbd oil. I got the oil 2 weeks later. At his first post discharge test, we found out that his kidney and liver functions had improved significantly. The doctors were impressed and asked us to continue with the oil. At his second post discharge check up, my husband's doctors couldn't believe his results. His kidneys and liver were 100% functional. He was put off all his medications. My husband had been penned down for a possible kidney transplant before this!! Today, he still uses the cbd oil after 4 months. And the oil is all he uses. *DO NOT SUFFER IN SILENCE SPREAD THE WORD*

ONE OF THE BENEFITS OF HEMPWORX CBD OIL FROM RESEARCH

*CBD and Bone Growth Research* A 2009 study concludes that in age-related osteoporosis, cannabinoid receptors will increase peak bone mass and bone marrow. Osteoporosis is defined as the loss of bone mass and bone tissue, creating weak bones. It is oftentimes in older people, specifically women due to smaller bones and menopause. Observations throughout the study demonstrate that the CB1 receptor regulates peak bone mass through effects of osteoclasts, bone resorption and age-related bone loss. This means that the administered CBD helped to strengthen the fracture callus; the cartilage which mends the fracture. The CB1 receptor is therefore unique in that it regulates peak bone mass through an effect on osteoclast activity, but protects against age-related bone loss by regulating bone cells. In one of the most recent studies, results show that CBD alone specifically helps with healing bone fractures. Tel Aviv University specifically examined the bone health with isolated CBD or a combination with THC; a group of mice were administered CBD or THC and CBD. Results concluded that isolated CBD has better effects than when the two cannabinoids were in combination. *During this study the results concluded that CBD alone enhanced the biochemical properties of healing in a fracture. CBD involves changes to the organic matrix of bones that affects the flexibility and toughness*. Multiple experiments were complete to isolate the various effects of how CBD helps with bone growth. *Findings show the callus has an increase in strength and toughness from CBD which is explained by osteoblastic bone formation*. *Endocannabinoid System and Bone Growth* Most of us are familiar with the endocannabinoid system but there is also a skeletal cannabinoid system that works with your bones. Some of the key components found in the endocannabinoid system are also located in our bones. Anandamide and 2AG are believed to be sourced in the skeleton and produced by osteoblasts and osteoclasts. CBD interacts with these cannabinoid receptors to return back to homeostasis. Anandamide: an endocannabinoid neurotransmitter that regulates pain, sleep, memory, reproduction, movement and cognition. 2AG: a main endocannabinoid that reacts on the CB receptors in the central and peripheral nervous system. 2AG regulates appetite, pain management and the immune system. These studies demonstrate how CBD and bone growth relate. Due to our skeletal endocannabinoid system, CBD is able to send signals to our bone cells. It is important to maintain a healthy lifestyle while your bones are healing so they can heal properly. CBD helps with bone growth to strengthen the bone by triggering osteoblasts. Once you get older your bone will begin to deteriorate causing your bones to become brittle, making it easier to fracture. Old age can also come with bone diseases that create a block in bone growth. Getting through life with a bone disease like osteoporosis typically means relying on medications to provide relief. Prescription medications can come with harsh side effects that make you feel even worse. Turning to a natural cannabinoid will eliminate having to take medications that provide poor side effects. Research shows direct correlation in CBD and bone growth.